Speak Straight Mortgage

Your bank quotes one rate.
A broker shops the shelf.

We are a Colorado mortgage broker. That means we are not selling you one company's loan — we compare lenders and bring you the one that actually fits.

  • Multiple lenders compared, not a single bank's price
  • Straight answers about what you qualify for — and what you don't
  • Colorado Springs, Denver, and everywhere between
  • No credit pull to get the conversation started

See your options

Tell us how to reach you and we'll come back with real numbers — not a range off a website.

Broker or bank?

Both can write you a mortgage. The difference is how many answers you get before you sign.

 One bank or retail lenderA broker
Whose loans you seeOnly the ones that company offersOptions across multiple wholesale lenders
If you don't fit the boxUsually a noWe go looking for the lender whose box you do fit
Who you talk toOften a call centre and a queueThe same person start to finish
Self-employed, commission, 1099Frequently the hardest caseRoutine — there are programs built for it

What clients say on Google

4.9 out of 5 · 51 reviews on Google

“He was informative, answered any questions we had, and was very transparent throughout the entire process. We never felt pressured and knew exactly what was expected of us, no surprise costs.”

Hailee W. · first-time buyer

“Matt explained the process in detail and helped us put together a plan towards homeownership. We worked the plan and two months later we closed on our new home.”

Pam H.

“I have heard over and over again how stressful the home buying process is, and my experience couldn’t have been more different. From our first meeting, Matt (and team) were clear, prompt, and easy to work with.”

Dacia S.

Reviews are from Speak Straight Mortgage’s Google Business Profile. Individual results vary; no outcome is guaranteed.

What happens after you hit send

1. A real conversation

A loan officer — not a call centre — reaches out to understand what you're actually trying to do.

2. Numbers you can hold

Payment, cash to close, and which programs fit. If something doesn't work, we say so.

3. No credit pull to start

We can talk through options before anything touches your credit.

4. You decide

Compare what we find against whatever else you've been quoted. That's the whole point.

Speak Straight Mortgage · NMLS #2426226 · Equal Housing Opportunity
Serving Colorado Springs, Denver and the state of Colorado. · Privacy Policy · Accessibility