Mortgage Rate Comparison: 8/12/2024 vs. 8/19/2024 Welcome to our weekly mortgage rate comparison. In this post, we’ll take a look at how mortgage rates have changed between the week of 8/12/2024 and the week of 8/19/2024. We’ll highlight…
Are you dreaming of owning a home but unsure where to start? The homebuying process can be both intimidating and exciting. It’s natural to feel overwhelmed by the complexity and significance of this decision. That’s why we’re excited to offer…
Understanding Debt to Income Ratio for Mortgages 🏡💡 In today’s financial world, knowing your Debt to Income Ratio (DTI) is super important, especially if you’re looking to get a mortgage. Matt from Speak Straight Mortgage is here to break it…
How Much Do You Need Out Of Pocket to Buy a House? By: Speak Straight Mortgage Buying a house is a significant milestone, and one of the most common questions prospective buyers have is, “How much do I need out…
Introduction Presenter: Matt from Speak Straight Mortgage Purpose: To explain how he gets paid as a mortgage broker and why he helps clients Skepticism Towards Commission-Based Professionals Initial Skepticism: Matt shared his initial distrust of commission-based professionals before joining the…
Are you looking to improve your credit and qualify for your next mortgage? Look no further! Our Credit Track service offers customized plans to help guide you toward your credit goals and position you for mortgage qualification. Why Credit…
Understanding Temporary Rate Buydowns: 3-2-1, 2-1, and 1-1 Buydowns In today’s high-interest rate environment, finding ways to make home ownership more affordable is crucial. One effective strategy is utilizing temporary rate buydowns, such as the 3-2-1, 2-1, and…
Comprehensive Guide to Low Down Payment Programs Hello! Hope you are having an amazing day! 😀 This blog post is a comprehensive guide to low down payment programs. If you’re looking for information on down payment assistance programs, check…
Colorado First TIme Buyer Programs Credit Score Loan Program Loan Type Type of Assistance Income Limit First-Time Buyer Requirement Under 600 None 600+ FHA 100% Loan FHA Repayable Second No Income Limit No 620+ CHFA First-Generation & First Generation Plus…
Understanding CHFA Income Limits | Speak Straight Mortgage In our latest video, Matt from Speak Straight Mortgage provides an in-depth exploration of CHFA (Colorado Housing and Finance Authority) income limits and qualifying income requirements. If you’re concerned about exceeding the…
