Understanding Debt to Income Ratio for Mortgages 🏡💡 In today’s financial world, knowing your Debt to Income Ratio (DTI) is super important, especially if you’re looking to get a mortgage. Matt from Speak Straight Mortgage is here to break it…
How Much Do You Need Out Of Pocket to Buy a House? By: Speak Straight Mortgage Buying a house is a significant milestone, and one of the most common questions prospective buyers have is, “How much do I need out…
Comprehensive Guide to Low Down Payment Programs Hello! Hope you are having an amazing day! 😀 This blog post is a comprehensive guide to low down payment programs. If you’re looking for information on down payment assistance programs, check…
Colorado First TIme Buyer Programs Credit Score Loan Program Loan Type Type of Assistance Income Limit First-Time Buyer Requirement Under 600 None 600+ FHA 100% Loan FHA Repayable Second No Income Limit No 620+ CHFA First-Generation & First Generation Plus…
Understanding CHFA Income Limits | Speak Straight Mortgage In our latest video, Matt from Speak Straight Mortgage provides an in-depth exploration of CHFA (Colorado Housing and Finance Authority) income limits and qualifying income requirements. If you’re concerned about exceeding the…
Exploring the CHFA Conventional Loan Down Payment Assistance Program Purchasing a home is a significant milestone, but the financial hurdles can sometimes be daunting. The CHFA Conventional Loan Down Payment Assistance Program offers a lifeline to prospective homeowners by providing…
At Speaks Straight Mortgage, we are excited to introduce Colorado Housing and Finance Authorities’ (CHFA) new programs: First Generation and First Generation Plus. These programs are designed to provide substantial financial assistance to first-generation homebuyers, offering up to $25,000…
