Mortgage Rate Comparison: 9/9/2024 vs. 9/16/2024 Note: All loan quotes are for 30-year fixed terms, and there are 0 lender fees on all programs except for CHFA loans. Refinance Rates Conventional Refinance (Under 80% AMI, $400,000 Loan…
Mortgage Rate Comparison: 9/3/2024 vs. 9/9/2024 Note: All loan quotes are for 30-year fixed terms, and there are 0 lender fees on all programs except for CHFA loans. Refinance Rates Conventional Refinance (Under 80% AMI, $400,000 Loan Amount,…
Mortgage Rate Comparison: 8/26/2024 vs. 9/3/2024 Note: All loan quotes are for 30-year fixed terms, and there are 0 lender fees on all programs except for CHFA loans. FHA Purchase Loans ($400,000 Purchase Price, 3.5% Down, 660 Credit…
How to Calculate Your Income for a Mortgage: A Step-by-Step Guide Introduction When applying for a mortgage, accurately calculating your income is essential. This guide will help you navigate the process, starting with identifying your base pay type—whether…
Mortgage Rate Comparison: 8/19/2024 vs. 8/26/2024 Welcome to our latest mortgage rate comparison. We are analyzing the shifts in mortgage rates from 8/19/2024 to 8/26/2024. This comparison helps you understand the changes in APR and points across different loan types.…
Mortgage Rate Comparison: 8/12/2024 vs. 8/19/2024 Welcome to our weekly mortgage rate comparison. In this post, we’ll take a look at how mortgage rates have changed between the week of 8/12/2024 and the week of 8/19/2024. We’ll highlight…
Market Report Comparison: 8/5/2024 vs. 8/12/2024 Matthew Wentz Speak Straight Mortgage NMLS #1852397 Purchase Options FHA Loan Property Price: $400,000 Down Payment: 3.5% Credit Score: 660 Rates and APR: 8/5/2024: 5.25% | 6.04% APR | 1.189 Points | 0 Lender…
Are you dreaming of owning a home but unsure where to start? The homebuying process can be both intimidating and exciting. It’s natural to feel overwhelmed by the complexity and significance of this decision. That’s why we’re excited to offer…
Understanding Debt to Income Ratio for Mortgages 🏡💡 In today’s financial world, knowing your Debt to Income Ratio (DTI) is super important, especially if you’re looking to get a mortgage. Matt from Speak Straight Mortgage is here to break it…
Understanding School Districts in Colorado Springs: A Focus on Academy District 20 When considering moving to Colorado Springs, one of the key factors for families is the quality and availability of school districts. Colorado Springs is home to several…
