🏡 Purchase Loans

• FHA: Rate: 6.25% (unchanged), Points: 0.44 (up from 0.136), APR: 6.99% (up from 6.96%), P&I: $2,579
• VA: Rate: 6.25% (unchanged), Points: 0.6 (up from 0.29), APR: 6.54% (up from 6.51%), P&I: $2,516
• Conventional: Rate: 6.88% (up from 6.63%), Points: 0.65 (down from 0.828), APR: 6.97% (up from 6.73%), P&I: $1,971

💰 Refinance Loans

• FHA Streamline: Rate: 6.25% (up from 5.75%), Points: 0 (down from 1.0), APR: 7.02% (up from 6.61%), P&I: $2,689
• VA IRRL: Rate: 6.25% (up from 5.75%), Points: 0 (down from 1.2), APR: 6.32% (up from 5.93%), P&I: $2,463
• Conventional Refi: Rate: 6.88% (up from 6.50%), Points: 0.55 (down from 0.969), APR: 6.96% (up from 6.62%), P&I: $2,628

💸 CHFA Down Payment Assistance (Unchanged)

• Smart Step 4% Silent Second FHA: Rate: 7.125%, APR: 8.04%, P&I: $2,823
• Smart Step 3% Grant FHA: Rate: 7.625%, APR: 8.55%, P&I: $2,957
• First Step / First Generation FHA: Rate: 6.875%, APR: 7.78%, P&I: $2,857

📝 Summary

✅ Purchase rates remain steady for FHA and VA, with Conventional rates slightly higher.

📈 Refinance rates have increased slightly across the board.

💸 CHFA Down Payment Assistance programs remain unchanged.

📩 Have questions about these updates? Reach out anytime for personalized advice!